Estimate your payments and plan your finances with precision
We believe in complete transparency. Here's a clear breakdown of our rates and fees so you know exactly what to expect.
Our APR ranges from 36% to 600% depending on loan amount, term length, and your individual creditworthiness. The APR includes all applicable fees and represents the true annual cost of borrowing.
Example: A $1,000 loan with a 12-month term at 400% APR would have total repayment of approximately $2,200, including all fees and interest.
Included in APR. No separate origination fee charged at closing.
None. Pay off your loan early at any time with no additional fees.
$25 or 5% of the scheduled payment amount, whichever is greater, if payment is more than 10 days late.
$25 fee for insufficient funds or returned payments. Contact us before your due date if you need assistance.
All fees are disclosed in your loan agreement before signing. No hidden fees, ever.